What to know before you apply.
These terms explain what the ZimFund application does and what happens after you submit it.
ZimFund is an application platform.
ZimFund is a public-facing trading name that collects loan enquiries and connects them with partner microfinance firms. Submitting an application does not guarantee approval or create a loan agreement.
Final approval, interest, fees, repayment schedule, and any collateral requirements are confirmed before a loan is accepted.
Accurate information
You must provide accurate information and tell us if your circumstances change during review.
Rates and fees
Rates and fees vary by loan path. Applicable administration, valuation, inspection, legal, registration, transfer, or insurance costs are explained before disbursement.
Collateral
If a collateral-backed loan defaults, the accepted collateral may be liquidated to recover the outstanding amount, subject to the final agreement.
Response times
We aim to respond within 10 minutes and no later than 24 hours during operating hours. An approved payout is targeted within 24 hours, subject to completion of the required checks.